MJ Pay Services

"Leading Banking Service Solution Provider in India with 60+ Comprehensive Services and Rapid Growth."

We provide funds for all your
business Needs

“>FlexiLoans was started with an endeavor to solve the problems that small businesses face in accessing Quick, Flexible and Adequate funds for growing their businesses. Our vision is to give “Loans at a click”. We are the leaders in using technology and risk models that focus on alternate/surrogate methods for scoring customers.

FlexiLoans is an online lending platform started with an endeavour to solve the problem that SMEs face in accessing Quick, Flexible & Adequate funds for growing their Businesses. Over 80% of Loan proposals from SMEs currently are rejected by institutional channels on account of inadequate financial history or collaterals. With the fast & ubiquitous digital adoption in India & increased avenues to leverage data analytics, we are standing on the verge of Banking transformation in this country which will help us efficiently cater to the large untapped & unserved demand. We wish to make the ‘social & alternative scoring of SMEs & Individuals a big opportunity for the economy that will far out place the limited insights that financial bureau provide. We believe our technology-powered online marketplace is the best model to meet the financial requirements of SME’s who do not have credit history & hence cannot avail loans from traditional banking channels. we are geolocated in Mumbai & provide collateral-free loans across India.